what does your social security number tell about you
Before 2013, there was no such context. Its a start, but its by no means the whole story. The only information hidden in an SSN is where and when it was issued, according to the Social Security Administration website and government oversight sources. You receive an unsolicited communication from someone claiming to work for Social Security. The first three-digit field (area number) indicates what state was listed in the applicants mailing address when the number was issued. If you receive a questionable call, hang up, and report the call to ourOffice of the Inspector General. It can be quite a shock to learn of a victim especially if you suspect a parent. Read our editorial standards. I read something from Tavis Smiley in an email that if you are African-American or other minority, the fifth digit in your SSN is even and is odd if you are white. Other websites also contain this information. Social Security does not block or suspend numbers, ever. For further info, see Fusion US Payroll: How to Customize W2 Template (2834034.1) on My Oracle Support. Place a Freeze on Your Credit Report If your Social Security number is on the dark web, this means that unscrupulous people can use it to open new credit cards and other financial accounts in your name. The Social Security Administration has never issued a number in the 800 or 900 range. Despite the betrayal, many victims of child identity theft don't take legal action against their parents. Enter your information into the following page and read the "Terms and Conditions" provided. Number for the first time Request a Social Security number if you don't have one. This is a read only version of the page. As you can see, your social security number does not expressly say anything about you. The first three numbers represent the state in which the. Theres no expiry associated with SSN. Understanding Your CP01E Notice Espaol What this notice is about We believe another person may have used your Social Security number (SSN) to obtain employment. Visit the local police station to file a report of child identity theft by a parent. If there is a problem with your Social Security number or account, we will mail you a letter. This is an archival or historical document and may not reflect current policies or procedures. But when the IRS realized that about a quarter of the issued ITINs were unused for years, it decided to dismiss the inactive ones. What does a Social Security number starting with 8 mean? Open the appropriate predefined EmployeeW2 template in the Custom folder. Other personal information at risk includes the following: As the Federal Trade Commission received 23,000 reports of identity theft and 42,000 reports of fraud for people under the age of 19, its clear this problem is growing. We hate spam. While a social security number does not tell the whole story, it provides a crucial foundation for verifying identity and building critical trust, without which any background report is essentially unreliable. Second, pre-screenings protect businessesincluding their assets, their employees, and their customersfrom exposure to potentially damaging criminal behavior and from lawsuits associated with negligent hiring practices. What this means is that someone whose Group Number is 01 will be older than someone whose Group Number is 99. How Social Security Numbers Work If you switched to a new annual plan within 60 days of your initial Aura annual subscription, you may still qualify for the Money Back Guarantee (based upon your initial annual plan purchase date). Social Security's Office of the Inspector General (OIG) received about 360,000 reports of Social Security impersonators and related scams in 2021. Emotions run high in cases of familial fraud, and the fallout can impact many others aside from the thief and the victim. The "Area" group is the first 3-digits of a Social Security Number. Scams trying to steal your Social Security information are on the rise. Letters about denied government benefits because another person is already using their SSN. The serial number ranges from 0001 to 9999 and is assigned consecutively within each group number. Submit federal income tax documents like Form 1040, Form 1040A, or Form 1040EZ, whichever applies to you. According to the Social Security Administration, this was mainly to keep their files organized, but it has had the unintended effect of associating people with certain locations. If youre a student or J-visa holder, then submit the DS-2019 Certificate of Eligibility for Exchange Visitor Status and I-20 certificates. Best Answer Copy A Social Security Number can be broken down into three parts. (By the way, this is what ZIP code actually means.). If your card doesn't arrive by mail after 2 weeks, call the SSA hotline and ask them to check the status. The Social Security middle digit rumor has been around for a while, purporting that the federal government helps promote racism. How Are Social Security Numbers Assigned? Navigate to Copy B: Employee's social security number (SSN). Other than a state of residence at the time of application, nothing about the SSN holders identity is coded into the assigned number. Until June 25, 2011, this is generally the State or territory where your SSN was assigned. Calls from collection agencies about unpaid debts. [*], Related: My Mom Stole My Identity. You must share this information to ensure authorities stop all fraudulent tax, unemployment, or medical benefits under the child's name., Immediately reply to any IRS notice that you suspect is related to the illegitimate use of a childs identity., Gather your FTC Identity Theft Report and IDs to confirm your identity and the child's identity.. Thus, although the method is not foolproof, you can reasonably determine your birth state by the first three numbers in your SSN. The group number is the second set of two digits. Dont see your industry listed above? Manage your Social Security number, which is your first and continuous connection to us. To get the extra money, you just have to pay a fee, or verify your name, date of birth and Social Security number. ITIN can be used in place of SSN for taxation purposes. Gather all suspicious mail and online communications sent to the child, such as bills from credit card companies, bank loan applications, DMV correspondence, and IRS tax notices., Make additional supporting notes to explain the suspicious activities and fraudulent documents., Store all evidence, notes, and credit reports (plus their PINs) in a secure place, like a locked safe.. Your card displays your Social Security number, so it is an extremely important document that you should always keep in a safe place. How to Apply for an ITIN as a Non- Citizen, in place of an SSN when applying for some personal loans, How to Get a Driver License Without a Social Security Number. Notices from a bank or credit card company rejecting a new account application. They ask you to confirm your number so they can reactivate it or claim they can issue you a new one for a fee. You can file your application for an SSN card in person at any SSA office. ET, No matter where you live, fraud is never far away. However, changing your SSN is a last resort, and you should only take this action if you've tried to resolve the issue multiple times but are still experiencing problems. The final set of four digits is the Serial Number. Ultimately, the more pressing matter is to exonerate the victim by proving there has been a case of child identity theft by a parent. "Applying for a new SSN is a big decision. Knowingly maintaining two Social Security numbers can result in a Social Security fraud charge, which can result in a maximum of five years in prison. Jeff McQuilkin, a freelance writer in Denver, Colorado, has been writing for over sixteen years. Your Social Security Statement doesn't just list what your benefit will be at age 62, full retirement age and age 70. Because your Social Security Number follows you from birth to death, tracking information personal to you, the nine digits taken together can reveal a great deal about you, from where you bank to whether youve been arrested. If you get an impostor call or email, report it to SSA using their detailed, If your Social Security number has been stolen, file an, To get the latest information on Social Security scams, follow the SSAs Office of Inspector General on. Social Security Number Allocations If stolen, your SSN offers thieves easy access your personal health and financial information, and they could possibly steal your identity. According to the Social Security Administration, your nine-digit Social Security Number (SSN) is divided into three parts: 1. When the United States began issuing Social Security Numbers (SSNs) in 1936, it assigned certain number sequences to certain states. The quick answer is that no, you can't completely erase your identity in this day and age -- unless the government does it for you. In this article, well take a deep dive into the intrinsic differences between an ITIN and SSN and what each number means to you. Require payment by cash, gift card, pre-paid debit card, internet currency, or wire transfer. Second, since social security numbers are used to track many types of personal transactions, a background check searches a variety of sources (mailing houses, public records, credit bureaus) to pull up information on an individual. Most significantly, and perhaps surprisingly, criminal records are not tied to SSNs. It does not directly correspond to the year of issue: a 42, for example, does not mean the number was handed out in 1942. Each SSN is composed of nine digits, commonly written as AAA-BB-CCCC. Alternatively, if you want a longer-term solution, it's best to put a credit freeze on the reports to stop further fraud. Many immigrants who do not have permission to work in the US may think about using fake documents or using the social security number (SSN) of another person. The original intent was to limit the range of numbers based on specific criteria. Prior to 1973, social security numbers were assigned by our field offices. This is no emergency, but a ploy to get money and personal data. Out of 119 people, there is a 50% chance that two of them will have the same last 4 digits in their SSN. However, in many cases, the fraudster operates alone, unbeknownst to the rest of the family.. The group number ranges from 01 to 99 and allows Social Security Numbers with the same area number to be broken into smaller pairings. Should you choose to confront the suspect, before you have the conversation, get clarity on your boundaries, for example: If you have any doubts about your suspect, its best not to jump to conclusions. Out of 180 people, there is a 80% chance that two of them will have the same last 4 digits in their SSN. Report stolen Social Security number. Letters from the DMV that deny the child a drivers license. What should I do if I get a call claiming there's a problem with my Employers primarily run background checks as a baseline for establishing trust with a new employee. Over 915,000 children were victims of identity theft from July 2021 to July 2022 with over 67% claiming they personally knew the perpetrator [*]. Prior to Insider, Alani was a Mortgage Support Specialist and a personal finance freelance writer based in Hawai'i. Your Nine Digits Because your Social Security Number follows you from birth to death, tracking information personal to you, the nine digits taken together can reveal a great deal about you, from where you bank to whether you've been arrested. Results based on a 2022 mystery shopper consumer study conducted by ath Power Consulting. If youve already discovered an open credit report in the childs name or other signs of identity theft, you need to stop the problem from getting worse. As a result, your credit report may reflect an incomplete credit history, which can result in a lower credit score. One of the most urgent tasks following passage of the Social Security Act in 1935 was to devise a method for uniquely identifying the earnings records for the mil- lions of persons covered by the new law. SSNs have never been assigned directly to note a person's birthplace; before 1972, the number reflected the location of the office issuing the number, and since 1972, numbers have been assigned by the address written on the application. The SSA requires you to provide specific documentation to prove your citizenship or immigration status and your reason for seeking a new SSN. UPDATE. However, because most people now receive their SSNs as children, the numbers they are assigned quite often reveal the U.S. states in which they were born. The first three (3) digits of a person's social security number are determined by the ZIP Code of the mailing address shown on the application for a social security number. We recommend our users to update the browser. Here's how it works: The first two-digit number issued is 01, followed by 03, 05, 07 and 09, then every even number from 10 through 98. Either you or your children can reverse the freeze when theyre old enough to need credit (usually around 16 years old). information on Social Security's new assignment process and how it may affect you. We can't accept photocopies or notarized copies of documents," says Henriquez. Social Security numbers, also known as SSNs, are allocated through a process called randomization that was introduced in June 2011. Here is what they can reveal about you: If you were issued a social security card before 1972, your Area Number was tied to the state where your card was applied for. Out of 300 people, then there is more than 99% probability that two of them will have the same number. SSN is among the most important identification documentation numbers issued to someone in the United States. They may be compensated as a marketing affiliate of Aura, but their ratings are all their own. Children whose parents have addiction problems.. Generally, we will only contact you if you have requested a call or have ongoing business with us, but we will never: Fraudsters pretend to be government employees and claim your identity has been stolen or that there is another problem with your SSN, account, or benefits. Place fraud alerts or a credit freeze. Advise your children not to share personal information, like their full name, birthday, home address, and. Also, you may need to revise your SSN with federal institutions after you change your SSN to access certain government benefits, taxes, or other financial records. In the United States, the nine digits that make up your Social Security number (SSN) may be the most important numbers in your life. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list. Whats unacceptable (e.g., the family sharing the debt repayments)? contact Social Security's national toll-free number: 1-800-772-1213. Legally changing your name isn't too difficult. If there is a problem with your Social Security number, we will mail you a letter. Stay current on background screening best practices and industry news. For example, if your SSN starts with the numbers "538," it falls within "531-539" on the chart, indicating that your SSN was assigned in the state of Washington. Can you change your Social Security number? Different states go through this two-digit code at different rates that Snopes.com notes makes perfect sense to the government, but probably not to anyone else. So in a way, ITIN is used as a replacement for SSN in case you are not allowed to possess an SSN. The serial number is the third set of four digits. Finding Your Social Security Number (SSN) If you find yourself thinking, "What is my SSN," then one of the easiest ways to find it is by looking on existing documentation that you may already have. We are no longer supporting IE (Internet Explorer), President Franklin Delano Roosevelts passage of the Social Security Act of 1935, Group Number is a subset of the Area Number and ranges from 01 to 99, five times you should never give our your social security number, 26 secrets identity thieves dont want you to know, This Is the Rarest Zodiac Sign in the World, Do Not Sell or Share My Personal Information, The first three digits, which comprise the Area Number, The next two digits, which comprise the Group Number, The last four digits, which comprise the Serial Number. These are truly random and unique; the first five numbers represent when and where your Social Security card was issued. A Social Security number (SSN) allows the government and other entities to track personal information like employment history, tax contributions, and Social Security benefits. When to Expect Your Social Security Checks Qualifying reasons for new social security number, Drawbacks of changing your Social Security number, Fee-only vs. commission financial advisor. 5 min read "It's terrible from a security perspective," cyberprivacy expert Alan Butler says about Social Security numbers becoming universal identifiers. PDF Meaning of the Social Security Number social security number are determined by the ZIP Code of the mailing address shown on the application for a social So if two neighbors apply for a SSN in the same year, the first five digits of both numbers will be identical. You can reach her via email at aasis@insider.com or through Twitter @AlaniAsis. Even though the numbering system seems confusing, all this can be summed up simply: The first five digits of an SSN reflect the state and year of issue. And child identity theft by parents is still a crime., Aside from the financial repercussions, child identity theft by parents can destroy the relationship and split families. Should you always stay with the same car insurance provider? How to Tell If Calls From Social Security Are Scams Don't rely on this method alone, as there are other reasons you could get sent to voicemail right away besides a blocked number. The Group Number is a subset of the Area Number and ranges from 01 to 99. All social security numbers start with three digits, then two in the middle, and finish with four numbers. Accordingly, for anyone born between 1936 and 2011, the Area Number could fairly reliably indicate, at the very least, the persons birth state. . Dont call a phone number left on yourvoice mailby arobocaller or listed in a suspicious email or text. If you do owe the agency money for a benefit overpayment, for example you'll get an official letter outlining your payment options and appeal rights. The major benefit of having an ITIN is that it allows you to pay taxes in the US without an SSN and remain compliant with the US tax laws. We've brought you a number of reports on unusual security measures implemented by retailers to stop thefts in recent weeks, including at Tesco and the Co-op. Sheriff Grady Judd is briefing the media regarding the arrests of twelve people in a family-run drug trafficking operation in Winter Haven called Operation Family Affair. The Social Security Administration (www.ssa.gov) does not reappoint a Social Security number to someone else after the original owner's death. The first three (3) digits of a person's social security number are determined by the ZIP Code of the mailing address shown on the application for a social security number. EIN vs. ITIN vs. SSN: What Business Owners Need to Know How to Tell Where You Were Born by Your Social Security Number Right-click SSN, and select BI-Publisher and then Properties. Related: How To Repair Your Credit After Identity Theft . Your Social Security number will not tell your full life story, but it does provide a critical framework that screeners and employers can use to ask deeper questions. You can dispute these credit reporting issues with the credit bureaus Experian, Equifax, and TransUnion and get these inaccuracies fixed. Method 1 Telephone 1 Call the SSA's toll-free number at 1-800-772-1213 to check your status. Social Security Online: The SSN Numbering Scheme. As opposed to SSN, an ITIN doesnt authorize you to live or work in the United States. 2023 www.jacksonville.com. 5 Steps to Take If You Think Someone Is Using Your Social Security Number On the Stilt Blog, I write about the complex topics like finance, immigration, and technology to help immigrants make the most of their lives in the U.S. Our content and brand have been featured in Forbes, TechCrunch, VentureBeat, and more. Before learning about the differences, its better to get acquainted with the two numbers first and their usage in the US. Ultimately, the more pressing matter is to exonerate the victim by proving there has been a case of child identity theft by a parent. Some even create counterfeit versions of the IDs federal workers use to gain entry to government buildings, texting or emailing images of the fake credentials to "prove" they're on legitimate Social Security business. What are the advantages and disadvantages of a PPO? The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations. If you dont know how to check if your identity has been stolen and nobody is looking out for you, it's easy to become a victim. What is Instagram's Threads app? All your questions answered Despite the severe consequences financial fraud may cause, many children don't want to get their parents in trouble. The first three digits are known as the "area number". ITIN is a unique nine-digit number with the format 9XX-7X-XXXX. One way to prevent this from happening is to put a freeze on your credit report. You'll need to request a change from the SSA with a legitimate reason and proof to substantiate your request. What Do the Numbers Mean? - The Social Security Number | HowStuffWorks According to the SSA, your nine-digit SSN is divided into three parts: The area number is the first set of three digits. One common tactic involves fake Social Security Administration (SSA) employees calling about supposed problems with your Social Security number for example, warning that it's been linked to criminal activity and suspended. The first three (3) digits of a person's The information in our records about an individual is confidential by law and cannot be disclosed except in certain very restricted cases permitted by regulations. Social Security's Office of the Inspector General (OIG) received about 360,000 reports of Social Security impersonators and related scams in 2021. All Rights Reserved | Privacy Policy | Privacy Shield | UK Modern Slavery Act Statement | Supplier Code of Conduct Code of Conduct and Ethics Policy, Date Published: July 14, 2015 | Last Updated:November 17, 2020 |. See disclaimer. Any child could be a victim, anywhere. So it's no wonder why changing your SSN is discouraged under most circumstances. To get an SSN, you must submit evidence of your identity, age and U.S. citizenship or lawful . It doesnt matter if you know the child or if youre the parent its still identity theft. Educate all children about the dangers of fake social media accounts and phishing so they can easily spot scams. The state listed next to that number range is the state where your SSN originated. Thus, with the help of ITIN, the IRS can identify you as a taxpayer which, in turn, helps you file your taxes. Facts. Children are vulnerable to identity theft, especially if they live in unstable environments or a home where parents have money struggles. This particular record, (055-09-0001) belonged to John D. Sweeney, Jr., age 23, of New Rochelle, New York. Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online , if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes. Therefore, a number beginning in 999 is not valid. Sign up for biweekly updates on the latest scams. By clicking Sign up, you agree to receive marketing emails from Insider Using someone else's SSN is a federal crime and could result in up to 15 years in jail. Javascript must be enabled to use this site. Prior to 1973, social security numbers were assigned by our field offices. In certain cases where theres a partnership, trust, and real estate involved, the foreign entities would be issued an ITIN for paying their taxes. We are no longer supporting IE (Internet Explorer) as we strive to provide site experiences for browsers that support new web standards and security practices. How Are Social Security Numbers Assigned? Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription toAARP the Magazine. Youll be mailed your ITIN once it is issued which is usually six weeks from the date of application. Lenders use many different credit scoring systems, and the score you receive with Aura is not the same score used by lenders to evaluate your credit. You are required to apply for your SSN when you start your first job, and it stays with you from then on! As a result, your social security number can now reveal all kinds of information about you, including places youve lived, your credit history, and maybe even medical conditions. The main part of the address should end with .gov/ including the forward slash. 2. At a Glance: SSN (Social Security Number) is a nine-digit identification number issued by the Social Security Administration (SSA) for US citizens and authorized non-citizens. Callour toll-free service Monday through Friday, 8 a.m. to 8 p.m. With the Acts passage, the Social Security Administration (SSA) needed an efficient means to track each citizens earning records over a lifetime and the social security number was born. After all numbers in group 98 of a particular area have been issued, the even groups 02 through 08 are used, followed by odd groups 11 through 99. Minors dont regularly check their credit reports or bank statements until they are much older. Geographic data is not indicated by the group number. Yes, the Social Security Administration may allow you to modify your number in certain instances. Your email address will not be sold or shared with anyone else. established and issued SSNs prior to the new SSN assignment process. The Serial Number ranges from 0001 to 9999 and is assigned consecutively within each Group Number, within each Area Number. You might already have a suspect after spotting some of the above warning signs, but its important to approach this situation delicately. Citizenship and Immigration Services. Look at the first three digits of your SSN. Learn how child identity theft happens and how to protect your kids. This number tells you where an SSN was issued. Since 1972, the Social Security Administration has been issuing SSN's centrally from its headquarters in Baltimore. You put it on bank loans, doctors office paperwork, tax filings, credit card applications, student loan forms, and your drivers license application. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Smacked in Face By San Antonio Spurs Security Snopes.com reports that the number supposedly identifies blacks and minorities to mortgage lenders, university admissions officers, employers and others. Even so, this dilemma doesn't make the theft any less damaging it is a crime with severe consequences. It will only text you if you've opted to receive notifications that way, or to verify your identity when you access your online My Social Security account. New Season Prophetic Prayers and Declarations [NSPPD] || 6th July 2023 Read the page that opens up and enter the subject's SSN in the provided field. "We'll help you complete a statement explaining why you need a new number and an application for a new SSN.". If youre a non-citizen living (or are going to live) in the US, then here are the steps involved for getting your own SSN: Please note that only original documents will be accepted for verification. Structure of Social Security Numbers - Barcodes Inc.
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